High Value Home Insurance

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The more you pay for a home, the more coverage you will need.  

This is why MemberHaven offers high value home insurance.  Our agents understand that high net worth individuals need more coverage.  
Typically, if your home is valued at $750,000 or more, insurance brokers consider it as high value. This value includes reconstruction, contents and separate structures on your property.  Therefore, high value home insurance can protect your home in ways standard homeowners policies will not.

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High Value Home Insurance Benefits

  • Higher replacement cost coverage which can pay the full amount to rebuild your home and replace your personal belongings.
  • The option to choose a cash payout rather than rebuild your home.
  • Higher limits for accommodation and living expenses if your home is temporarily unlivable due to a covered loss.
  • Coverage to meet new building codes if rebuilding your home due to a loss.
  • Personal injury protection provides you with coverage against any negligence; libel, slander, etc.
  • Higher limits for jewelry, furs and watercrafts.
  • Electronic data restoration
  • Identity fraud protection
  • Custom inspection of your home and personal belongings

Since high value homes require special coverage, MemberHaven agents are trained to assess your needs and provide you with the best rate offered by our insurance partners. 


High Value Home Insurance Discounts

Auto/Home Discount
Claims Free Discount
New Roof Discount
Monitored Security/Burglar Alarm Discount

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